Summit Peak Credit offers Real Estate financing solutions for existing businesses or businesses entering the medical and recreational marijuana industry. SPC finances retail, industrial, single tenants and mixed-use commercial real estate.  SPC is a non-bank, direct lender offering debt financing for mortgage or equipment loans with loan amounts ranging from $500,000 to $7,500,000.  

Denver marijuana dispensaries

We consider the total picture of the borrowing entity, including individuals, the specific property type, State and local license(s), operational history and overall transaction, offering diverse loan terms with an efficient process and underwriting review.  Once all documents are received from the borrowing entity, we can generally approve a loan within 45 days.  

  • Purchase
  • Refinance
  • Cash-out and expansions considered
  • Lease Options to purchase
  • Leverage up to 60% of total collateral value
  • 5 Year loan with up to a 15 year amortization  

We utilize a specialized Commercial Valuation report that is cost effective and ensures timely delivery.  The SPC Commercial Valuation is an alternative to a commercial appraisal, which provides value ranges of the commercial property(s), Secured State and Local licenses and other assets to be used as collateral on the requested loans.  

All loans are subject to final approval. In most credit requests, SPC does not require upfront fees for the transaction, although loans are subject to points, fees, risk based pricing and other conditions based on loan type and loan to value.